Posts

Showing posts from June, 2025

“Is Recasting Your Mortgage the Right Financial Move for You?”

Image
Recasting a loan is a financial strategy that can offer an ideal solution for individuals who have a significant amount of money available to put towards their loan but are uncertain about future income changes. This approach enables borrowers to save on interest expenses without incurring a higher monthly payment. However, it’s important to note that recasting a mortgage does have its downsides. Unlike refinancing, which allows for the possibility of obtaining a lower interest rate or a shorter loan term, recasting does not offer these benefits. If your current interest rate is already low or lower than prevailing rates, much of the advantage of refinancing may be negated. Now let's explore the pros and cons of recasting a mortgage Pros: Lower monthly payment: Recasting a mortgage can result in a reduction of monthly payments, making it more manageable for borrowers. Simpler and cheaper than refinancing: Recasting does not require applying for a new loan, which simplifie...

FOR IMMEDIATE RELEASE: Lee County Parks & Recreation celebrates National Trails Day with guided walks

Image
Lee County Parks & Recreation celebrates National Trails Day with guided walks Fort Myers, FL, May 10, 2023 − Lee County Parks & Recreation invites visitors and residents to explore the parks and preserves of Lee County with a series of free guided walks celebrating National Trails Day. The guided walks will showcase the local floral and fauna, wildlife, local history and highlight the importance of preserve land in Lee County. Participants are encouraged to bring sun protection, drinking water, comfortable hiking shoes and binoculars. The free events are offered in four preserves and parks, including: 8:30-10 a.m. Thursday, June 1, Guided Walk, Wild Turkey Strand Preserve,   11901 Rod & Gun Club Road, Fort Myers Join the preserve ecologist on a 0.75-mile guided nature hike along the Gunner’s Trail with discussions on native flora and fauna, water quality, land use history and the importance of conservation land in Lee County. The trail surface will include s...

Learning Vowels

Image
Vowels  are an essential component of the English language and play a crucial role in distinguishing different words. Here are some key points to understand how vowels work and what makes different words the same: Vowel Sounds: Vowels are speech sounds that are produced with an open vocal tract. In English, there are five main vowel letters (a, e, i, o, u) that represent multiple vowel sounds. These vowel sounds can be short, long, or diphthongs (a combination of two vowel sounds). Vowel Letters: Each vowel letter can represent multiple vowel sounds. For example, the vowel letter “a” can represent different sounds in words like “cat,” “name,” and “father.” The specific vowel sound it represents depends on the word and its context. Word Families: Vowels often play a significant role in forming word families or groups of words with similar patterns. These words share the same root but may have different prefixes, suffixes, or inflections. For example, the word family base...